[[{"@context":"http:\/\/schema.org","@type":"Answer","text":"Alabama does not require that drivers have uninsured or underinsured vehicle coverage. Ironically, the State of Alabama ranks number seven out of the fifty states for having the most uninsured drivers.","name":"Answer Question","@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","text":"According to statistics, more than 19 percent of Alabama residents drive without car insurance. With so many uninsured or underinsured drivers on the road in Alabama, having uninsured coverage could mean that your vehicle damage and medical bills don\u2019t come out of your own pocket if you are struck by a negligent uninsured or underinsured driver.","name":"Answer Question1","@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","text":"Although uninsured motorist coverage is not required in Alabama, insurance companies are required to offer $25,000 in uninsured motorist coverage for bodily injury ($50,000 per accident). Given the high percentage of uninsured drivers in Alabama and the cost of auto accidents, it is a good idea to purchase more, if you can afford it.","name":"Answer Question2","@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"FAQPage","name":" Alabama Uninsured Motorist\/Underinsured Motorists FAQ","mainEntity":[{"@type":"Question","name":"Is Uninsured Motorist\/Underinsured Motorist Coverage Required in Alabama?","acceptedAnswer":{"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Answer"},"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Question"},{"@type":"Question","name":"Why Should You Get Uninsured Motorist Coverage in Alabama?","acceptedAnswer":{"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Answer1"},"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Question1"},{"@type":"Question","name":"How Much Uninsured Motorist Coverage Do Alabama Drivers Need?","acceptedAnswer":{"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Answer2"},"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#Question2"}],"@id":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#FAQPage"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.gartlaninjurylaw.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Uninsured Motorist\/Underinsured Motorists in the State of Alabama","item":"https:\/\/www.gartlaninjurylaw.com\/blog\/uninsured-underinsured-motorists-alabama\/#breadcrumbitem"}]}]