Frequently Asked Questions Involving Personal Injury, Wrongful Death and Accident Cases

June 18, 2015 | Frequently Asked Questions

Question: My personal injury and bodily insurance adjuster seems like a good person who has my interest at heart and wants to resolve the matter fairly. Would I be naïve to trust him? And should I give him my medical records?

Answer: Yes, you would be naive. And no, do not give them your medical records.

A personal injury and bodily injury insurance adjuster is an employee of a company that potentially owes you hundreds of thousands of dollars. That insurance company has an explicit financial interest to protect itself from paying out that money to you. Bear that in mind, no matter how “nice” the insurance adjuster appears or how “fair” any offer he presents seems.

A personal injury and bodily injury insurance adjuster can and will take the opportunity to use any of your words and turn them against you and record your conversations. Therefore, it is best to allow your Alabama personal injury lawyer, wrongful death lawyer and accident trial lawyer law firm to handle communication with the insurance adjuster on your behalf. If not, it can be detrimental to your recovery for your damages.

The Damages you can recover in your personal injury and accident case under Alabama Law include:

  1. Compensatory damages such as medical bills and any out of pocket expenses
  2. b. Pain and suffering and mental anguish
  3. c. Future medical bills
  4. d. Lost wages
  5. e. Loss of future income
  6. f. Punitive damages
  7. Loss of consortium of a spouse
  8. Property damage

If you release your medical records to the personal injury and bodily injury insurance adjuster for the insurance company, you put yourself at a disadvantage for no real reason. Again, refer Goliath to your Alabama personal injury attorney, wrongful death attorney and accident trial attorney law firm. Don not try to handle him by yourself.

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